This is Part 2 of your “Cool Adult Financial Action Plan” friends! And boy oh boy are we getting spicy today!
Drumroll please…
I can’t hear you!!
Alright, alright. No drumroll necessary. This one speaks for itself.
SOCIAL
…
SECURITY!!!!!!!
I know, I know, social security isn’t all that cool, but it is something that impacts almost all of us (i.e. anyone with a social security number who has worked in the US, or is married to someone who has worked in the US) and it is important to make sure your ducks are in a row.
The good thing about this particular adulting financial action item is that it is super duper simple.
Do you have a Login.gov or ID.me username and password?
If your answer is no: First things, first. You’ll need to make one. I don’t think it really matters which one you pick, but most of my clients have found ID.me to be easier.
If your answer is yes: Great! You’ll need to make sure your social security account (formerly called myssa) is connected to your existing portal. All you need to do is log into either Login.gov or ID.me and scroll down to the Social Security Administration box to connect the two accounts.
Once you’ve done that, check out your Social Security account! You can see how much you can expect to receive in benefits based on your existing work history as well as your expected future earnings.
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If anything looks suspicious or incorrect, now is the time to fix it. Believe me, you don’t want to be trying to deal with the problem at the same time you are receiving payouts -- that’ll be an administrative nightmare.
To fix any issues, the first thing to do is reach out to the Social Security Administration via their chat box. This shows up as “Get Help” in the SSA portal and then looks like this once you’ve clicked into the system.
That’s all! Just make sure you can log into your account, have your password saved in an encrypted system, and that all of your information is accurate. Check, check, check!
As always, I’m rooting for you.
XOXO,
P.S. I’m taking on new clients starting in August! I’d love to work with you to help you determine where your financial pain points are, and create and implement a personalized plan with you to help you not only eliminate those pain points, but also reach your financial goals!
You can schedule a free consultation call here or fill out the new client inquiry form to learn more about the coaching process and to get started with your goals. Can’t wait to chat more soon!